How about we begin by characterizing what a collection account really is. A collection ordinarily results from a sort of debt that has not been paid within fixed time period. This doesn't mean a record will go into collection just a day after you miss your first installment. Generally, a record goes into collections following 90 to 180 days of non-installment. By then, the organization owed may discount your debt amount as a misfortune and pitch it to a Debt Collection Agency — accordingly transforming it into a Collection Account.

Now you must be having a question in your mind “how to remove medical collections from credit report?” following are the steps which you can opt for in order to remove medical collections from credit report.

1. Step 1: You need to gather all the information mentioned in your credit reports regarding medical collections and cross check that information for any errors. There might be a mistake and you can get it removed from your credit score.


2. Step 2: After getting contacted by a debt collector you have the right to ask for the proof of the debt from the creditor. In case the creditor fails to validate your debt you can easily get it removed from your credit report.


3. Step 3: In case there was any inaccurate information about medical collections in your credit score you can file a dispute to get it removed.


4. Step 4: In the end you need to decide how you are going to pay your debt. You can make settlement with your creditor as well and pay a realistic amount.

White Jacobs & Associates, the company of certified credit repair specialist will help you by providing various guidelines on how to remove medical collections from credit report.