Exclusively for existing U.S. Bank customers, our unsecured Loans & Lines of Credit provide fast, easy access to funds when you need them. You can lock in your monthly payment with a traditional unsecured personal loan , get fancy with a personal unsecured line of credit or pledge collateral with a secured loan Each of the three options has different terms but for the regular unsecured personal loan, expect an interest rate just under 10%.

Make sure you know whether there are fees other than the interest you'll pay associated with your personal loan. †The savings information shown above is calculated by This calculation is based on your credit report and account profile combined with offer data and is provided for illustration purposes only.

Use this calculator to compare interest rates and estimate your monthly payments as defined by the Federal Truth In Lending Act. Once you decide a personal loan is a good choice for you, calculate payments at a range of interest rates and amounts so you'll have an idea of what to expect as you shop.

It's possible that you'll find a willing lender even with poor credit, but you'll likely be paying an astronomical interest rate in order to lessen that lender's risk. However, personal loans have their place. Your credit score will have to be good and you can potentially have your money in as little as a day, but you'll also need to prove stable and sufficient” income and assets as well as a solid savings history, among other requirements.

Loans of $5,000 to $100,000 are available, and terms can be anywhere from 24 to 84 months. Review your monthly payment and interest rate options, and choose the one you like best. A personal loan might help your credit score in two ways. Shopping for a personal loan online is smart.

All loans via LendingClub have a minimum repayment term of 36 months or longer. Interest rates depend on how good your credit is That's how lenders determine how likely you are to repay them. Your Bank Rakyat Personal Loan will also add another line of credit to your credit report, and if you make on-time payments, you'll build credit while paying down debt.